Pricing built for ordinary families
Try everything free for 7 days. No card required, cancel anytime.
Save up to 17% with annual billing
Explore
$0for 7 days
Build your first financial plan and discover how Planicio works.
- Full financial onboarding
- Dashboard and cash-flow overview
- Income, expenses, debts and savings
- Up to 2 life projects
- Project timeline
- One scenario
- Inflation-adjusted project costs
- Multi-currency support
- No credit card required
- Financial Freedom not included
- AI Copilot not included
Most popular
Plan
$119per year
Billed annually — equivalent to $9.92/month
Everything you need to plan your projects and simulate your financial future.
- Everything in Explore, plus:
- Unlimited life projects
- Unlimited scenarios
- 20-year timeline and projections
- Project priorities and dependencies
- Advanced cash-flow forecasting
- Financial profile management
- Debt and commitment tracking
- Financial Freedom planning
- Retirement age simulation for each household member
- Couple and household planning
- Scenario comparison
- Reports and exports
- Full access to all non-AI features
- AI Copilot not included
AI included
Copilot
$189per year
Billed annually — equivalent to $15.75/month
Get personalized guidance for your most important financial decisions.
- Everything in Plan, plus:
- AI Copilot
- 200 AI credits per month
- Personalized Smart Questions
- Natural-language financial questions
- “What if…” simulations
- Cross-analysis of income, expenses, debts, savings and projects
- Identification of the main financial constraint
- Project-impact analysis
- Personalized recommendations
- Safest, Balanced and Fastest alternatives
- “Why this recommendation?” explanations
- AI-generated scenarios
- Intelligent alerts and planning insights
- Priority customer support
All prices in USD, billed once a year with up to 17% off. Switch plans or cancel whenever you want.